Financial Coaching - A Clear Path to Financial Confidence

Great question! Think of a Financial Coach as your personal trainer and your Financial Advisor as your doctor. Generally you see your personal trainer more often and they help you get from short term goal to short term goal, while you see your doctor maybe once or twice a year. Similarly a financial coach meets with you more frequently and helps you develop, and stick to, strategies and techniques to move you in the direction you want to go, in between (or in preparation for) your Financial Advisor sessions. Both are important for your financial well being, but have very different focus areas. 

Budget counseling helps you understand your income, expenses, and spending habits so you can take control of your finances. At Blue Jay Advisory Services, we focus on building a realistic plan that fits your life — not a one-size-fits-all template. You’ll learn to manage money confidently and make informed decisions about saving, spending, and reducing debt.

Debt settlement companies negotiate with creditors or promise to remove negative marks from your credit report — services that require licensing or registration in Pennsylvania. Blue Jay Advisory Services does not perform those activities.

Instead, we focus on teaching you the skills and strategies to manage your finances effectively and avoid future debt problems.

Anyone who wants to feel more confident about their finances. We work with individuals, couples, and small business owners who want to:

• Create a working budget
• Pay down debt
• Build savings
• Plan for life transitions like a move, job change, or starting a business

If you want practical guidance and accountability — without judgment — this service is for you.

Your first session is a relaxed, judgment-free conversation. We’ll talk about your feelings toward and relationship with money, review your financial goals, discuss your current income and expenses, and begin outlining a plan. You’ll leave with a clearer understanding of where you stand and a few actionable steps to start improving right away.

That depends on your goals. Many clients start with bi-weekly or monthly sessions for hands-on support, then move to quarterly check-ins to maintain progress. We’ll help you choose a cadence that fits your schedule and budget.

Absolutely. All client information is stored securely within Blue Jay’s systems, consistent with our Information Security and Privacy Policies. We never share personal or financial details without your consent.

Yes, sessions are billed as a professional service. We offer flexible packages based on the level of support you need — from one-time consultations to ongoing coaching. During your first conversation, we’ll explain all pricing clearly and transparently before you commit.

You can schedule your initial consultation directly through our website or by contacting Blue Jay Advisory Services. After scheduling, you’ll receive a short intake form to help us tailor the session to your goals.