Blue Jay Advisory Services - Privacy Policy

At Blue Jay Advisory Services, we are committed to respecting and protecting the privacy of our clients and website visitors.  This Privacy Policy explains how we collect, use, and safeguard your personal information. 

Information Ownership and Use 

Blue Jay Advisory Services is the sole owner of the information collected on this website. We do not sell, share, or otherwise disclose personally identifiable information (PII) to third parties unless explicitly authorized by you, except as disclosed in this Privacy Policy. 

Information Collection 

We collect personal information when you apply for coverage or purchase an insurance product through us. Additionally, if you send us an email through our website, we may retain your contact details. When you apply for a policy, we may request your name, address, telephone number, and email address. This information is shared with the insurance provider or marketplace websites to establish you as a policyholder. 

We maintain records of your information at Blue Jay Advisory Services to ensure efficient customer service. All employees are bound by a confidentiality agreement and trained to protect customer information. 

If you pay your premium by credit card, we do not store your credit card information. If you pay by check, a copy may be kept in your records. Any email sent through our website may contain personally identifiable information. 

We may collect personal information from: 

• Applications or forms you submit, including names, addresses, and social security numbers. 
• Your transactions with us, such as premium payments or claims. 
• Third parties, including healthcare providers, employers, and other insurers, for details like medical history and claim records. 
• Credit reporting agencies, insurance agencies, and government sources. 

No mobile information will be shared with third parties/affiliates for marketing/promotional
purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. 

Consent for Communications 

By providing your contact information, you consent to receive communications from Blue Jay Advisory Services via phone, text, or email regarding service updates, policy information, or marketing. These communications may be sent using automated technologies. 

Consent is not required to purchase services. You may withdraw consent at any time by: 

•  Calling 1-877-211-1934 

•  Following opt-out instructions in messages 

Opt-Out Options 

You can opt out of receiving marketing communications at any time by: 

• Replying "STOP" to any text message. 
• Clicking the "Unsubscribe" link in marketing emails. 
• Contacting us directly at 1-877-211-1934 or contact@bluejayadvisors.co . 

Automated Communications 

We may use automated technologies to contact you by phone or text for purposes related to your insurance needs, policy updates, or marketing. By submitting your information, you consent to receiving these communications. You can opt out at any time as outlined above. 

Telephone Consumer Protection Act (TCPA) 

Blue Jay Advisory Services complies with the TCPA, which requires explicit written consent to contact you via phone or text for marketing purposes. By submitting your contact information on our website, you consent to these communications, as described in this Privacy Policy. 

Data Retention 

Blue Jay Advisory Services retains your personal information as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements. If you wish to have your data deleted, please contact us at 1-877-211-1934.

 

Information Disclosure 

 We take every precaution to protect your privacy. However, if your information is accessed inadvertently by a third party, Blue Jay Advisory Services cannot be held responsible. By using our site, you acknowledge and accept this risk. 

We do not sell nonpublic information. We may share it with affiliated companies or third-party vendors as permitted by law, solely for administrative or marketing purposes. These entities are prohibited from using your information for any purpose other than providing services to Blue Jay Advisory Services. 

Disclaimer 

Please call us at 1-877-211-1934 for specific information about coverage options. To safeguard your privacy, avoid sending sensitive information via unprotected email. For secure communication, please call our office. 

Content on this website provides general information about policies and coverage options and should not be taken as professional advice. For specific advice, consult our licensed professionals. 

Notice of Information Practices 

Personal information about you, including credit reports and insurance history, may be collected from third-party sources in connection with your application or policy renewals. You have the right to access and correct any personal information in our records. In some cases, personal information may be shared with third parties for servicing your account. For further details, please contact your agent. 

 Intentional misrepresentation or omission of material information on insurance applications or claims constitutes insurance fraud and is subject to legal penalties. 

Cookies 

Cookies are small data files stored on your device while visiting our website. Blue Jay Advisory Services may use short-term cookies during a browsing session to identify you as a unique visitor. These cookies enhance your experience by remembering information during your session and are deleted when you close your browser. No personal information is stored in cookies.

Third-Party Links 

Our website may contain links to external websites. Blue Jay Advisory Services is not responsible for the content or privacy practices of these third-party sites. This Privacy Policy applies only to information collected on our website. We encourage you to review the privacy policies of any external sites you visit. 

Changes to Our Privacy Policy 

 We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page. Please review this policy periodically to stay informed. 

If you have any questions about our privacy policy, please contact us at 1-877-211-1934 or contact@bluejayadvisors.co.